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Delivering quality employee benefit programs and services to the cooperative system.

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Protection for Your Finances

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Accident Insurance

~ Pays benefits for injuries and accidents that occur on or off the job (24-hour coverage)

~ Supplements medical plan deductibles and out of pocket expenses

~ Benefit examples include fractures, dislocations, lacerations, burns, ER visits, follow up treatments, etc.

~ Includes life insurance benefits for accidental death

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Critical Illness Insurance

~ Pays a lump sum benefit for a covered critical illness diagnosis

~ Provides up front benefits at time of diagnosis when employees may need the most help

~ Guaranteed issue and no pre-existing condition limitations

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Hospital Indemnity Insurance

~ Pays benefits for hospital admission and confinement due to illness, injury and surgery

~ Hospital admission and confinement for maternity covered with no pre-existing condition limitation

~ COVID-19 is now a covered condition

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