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Delivering quality employee benefit programs and services to the cooperative system.

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Protection for Your Finances

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Accident Insurance

~ Pays benefits for injuries and accidents that occur on or off the job (24-hour coverage)

~ Supplements medical plan deductibles and out of pocket expenses

~ Benefit examples include fractures, dislocations, lacerations, burns, ER visits, follow up treatments, etc.

~ Includes life insurance benefits for accidental death

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Critical Illness Insurance

~ Pays a lump sum benefit for a covered critical illness diagnosis

~ Provides up front benefits at time of diagnosis when employees may need the most help

~ Guaranteed issue and no pre-existing condition limitations

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Hospital Indemnity Insurance

~ Pays benefits for hospital admission and confinement due to illness, injury and surgery

~ Hospital admission and confinement for maternity covered with no pre-existing condition limitation

~ COVID-19 is now a covered condition

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Associated Benefits Corporation
1415 28th St. #100
West Des Moines, IA 50266

This information, including any summaries or videos, is for the our employees. These documents and videos contain only a partial description of the benefits, limitations, exclusions and other provisions of these plans mentioned. It is not a policy. It is a general overview only. It does not provide all the details of this coverage, including benefits, exclusions and policy limitations. In the event there are discrepancies between these documents and videos, the terms and conditions of the policy will govern.

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